At characteristic law, a mortgage was a conveyance of acres that on its face was absolute and conveyed a fee simple estate, but which was in concrete happening conditional, and would be of no follow through if certain conditions were not met --- usually, but not necessarily, the repayment of a bad news to the original landowner.

• Lenders may also, in multiplied countries, sell the mortgage loan to other parties who are interested in receiving the stream of cash payments from the borrower, often in the form of a security (by means of a securitization)

• In the United States, the Mortgage Marketing largest firms securitizing loans are Fannie Mae and Freddie Mac, which are bureaucracy sponsored enterprises.